Eric A. Watne
Assistant Superintendent
David’s Cemetery Association

1997-Present: Board Member, Ohio Association of Cemetery Superintendents and Officials (OACS&O) 2005-2009
President, Ohio Association of Cemetery Superintendents and Officials (OACS&O) 2007-2008
1980 Fairmont West High School
1985 Wright State University B.S.B. Marketing
1981-Present Kettering Fire Department, (Volunteer Firefighter 1981-1985)
(Lieutenant 1985-1995)
(Captain 1995-present)
Married to Suzanne G. Watne and Long Time Kettering Resident

The NestEgg Repairman is able to offer options from a variety of companies and with different financial platforms to tailor a plan to each individual client. We promise individual solutions, not just a “cookie cutter approach” to Annuities, Long Term Care and all your financial needs. We believe in putting the client first and building relationships in order to serve you to obtain your financial goals.

I have a firsthand understanding of the needs facing people who are planning for their or their loved ones financial needs to make sure people don’t outlive their savings, and to ensure that all contingencies are planned for to include Long Term Care. I offer the care and compassion along with the expertise to assist with your financial plans, and to help prepare for the uncertain financial times that we are facing. I pledge to know and understand the financial situation of all my clients and provide only the highest quality services and solutions to assure their goals.

If you’re thinking of selling, buying, or relocating use the experience of an SRES® to help guide you through the transaction. Free No Cost or Obligation home value report. 10% Senior Discount offered.

Melanie “Mel” Edmonson
Seniors Real Estate Specialist
Accredited Buyer’s Representative

Pennacle Properties
Call or Text: 850-525-1194
Fax: 1-866-778-4756
Email: mel@movingonwithmel.com
new domain is www.movingonwithmel.com

FirstLight Home Care provides non-medical in-home care, companion care,  personal care, and respite care to adults recuperating from an illness, injury, accident, or surgery, new Moms, and seniors needing a little help to remain safe, comfortable, and independent in their own residence. FirstLight Home Care provides Safety products including, VoiceCare Personal Emergency Response System, Sonamba Wellbeing Status Monitoring System, and Savory Selects Home Delivered Meals.

FirstLight Home Care provides caregivers who are screened, bonded, insured, and trained for your loved one’s peace of mind.

Experience the FirstLight difference with our Innovative Family Services including:

*Client Care Access – Our secure, web-based tool used by families to monitor the schedule and detail of care for thier loved ones.

*Client Satisfaction Surveys – We regularly gather feedback from our clients and their families, learning where we are successful and where we need to improve.

*Client Care Assurance – If you or your loved one is unhappy with our care services for any reason, we are committed to resolving that issue in a timely, thorough, and caring manner.

*ClientFirst – This is a unique tool for companion and personal care that helps us match specific caregivers to your loved one’s interests and habits.

*Emergency Response – For 24-7 peace of mind, a FirstLight HomeCare client can choose to have a Personal Emergency Response System provided, knowing it’s backed by one of the largest and most trusted emergency response companies in the country.

Carrie Tess Shapiro, BA, LSW, CDP, CSA
Certified Senior Advisor
Director of Marketing

FirstLight HomeCare
937-836-9624 Office
937-207-2197 Cell
cshapiro@firstlighthomecare.com

Extraordinary People Exceptional Care

Ted is the first lawyer in Ohio to obtain a Masters of Law degree in estate planning and elder law. He was one of the first lawyers to become certified as a specialist in estate planning, trust and probate law by the Ohio State Bar Association. He was named an Ohio Super Lawyer in 2010 and 2011.

Ted is co‐author of Estate Planning Strategies, Collection Wisdom Proven Techniques. Wealth Builders Press, LLC; For Ohio Doctors Only: Shedding Light on Asset Protection, Tax and Estate Planning. Guardian Publishing; and Farm and Ranch Succession Planning: The Time is Now, Journal of Practical Estate Planning.

Ted is also a community activist. He is the founder and first Mayor of the City of Clayton in northwest Montgomery County.

As a Daily Money Manager and Certified Senior Advisor, Elizabeth Ball works to give clients and their families peace of mind that their financial and daily organization is on track.

Elizabeth assists with such issues as medical bills, insurance, budgeting, organization of tax documents, organization of estate documents and most importantly protecting seniors from scams and financial abuse.

I offer a complementary consultation when we can discuss how I can be of assistance to best meet your needs. Elizabeth is a member of the American Association of Daily Money Managers and the Society of Certified Senior Advisors.

Contact information:

Elizabeth Ball, C.S.A.
Certified Senior Advisor
(512) 663 3830
elizabeth@managingyourmatters.com
www.managingyourmatters.com

As one of the first and leading hospice providers in the United States, VITAS has been setting the national standards for hospice since the company was established in 1978. We have a rich history of bringing quality, compassionate care to people at the end of life, and we have served more than 1 million patients since our inception.

We have more than 11,000 employees across the country who take care of more than 14,000 patients a day. Many of our employees have worked in hospice care for more than 25 years, so we have a rich pool of knowledgeable professionals.

For more than 30 years, we have worked to ensure that terminally ill patients and their families have immediate access to compassionate and high quality end-of-life care.

At VITAS, we are deeply appreciative of United States veterans and their service to our country.  We provide customized care plans sensitive to veterans’ unique physical and mental health needs at end of life.  Our veterans’s liaison helps to identify veterans’ needs and coordinate benefits to which they and their spouses are entitled.  We also have a strong community commitment. VITAS’ Access Initiative develops innovative end-of-life care programs that focus on traditionally underserved communities.  Our access liaisons partner with community organizations to increase awareness and serve as a resource through educational initiatives throughout the country.

Juice Plus has 28 Clinical Research Studies showing:

It is 100% bioavailable.

It positively impacts health with improved immune system function,circulation and cardiovascular function, insulin resistance, triglycerides, cholesterol and blood pressure, periodontal health, elasticity in skin with less wrinkling and improved skin density, reduced inflammation as well as repair and protection of DNA – all of which concern seniors.

Orchard, Garden and Vineyard blends come in capsule or chewable form. Complete drink mix and bars provide an on the go meal or snack offering both fiber and protein.

Tower Garden provides a vertical hydroponic aeroponic garden that can be grown on the patio.

Many Prime Timers find the Juice Plus Virtual Franchise allows them to fill in the financial gap as something they can retire into instead of out of.

As a Senior Real Estate Specialist (SRES) I am qualified in guiding you with buying or selling a home. My dedication is to earning your respect, trust and loyalty.  Over the years I have developed a core group of Brokers, Lenders, Attorneys, Home Inspectors, and various other key real estate professionals and created The Paula Schatz Team. It is our #1 goal to make sure our clients feel comfortable, and informed throughout the entire process.

Call Paula Direct: 630-251-5155
Office  630-668-1199

Realty Executives Premiere
300 East Roosevelt Rd., Suite 120, Wheaton, IL 60187

email  paula@realtyexecutives.com
website  www.PaulaSchatz.com

Joe Neal Kerr, Financial Services Professional, Kerr Insurance Group, LLC

Kerr Insurance Group, LLC offers a broad range of financial services and is dedicated to helping our clients build wealth and protect their hard-earned assets. Our agency is completely independent, so our loyalty belongs exclusively to our clients — not to a parent company.

We have close working relationships with many industry-leading insurance providers, enabling us to leverage a variety of products in order to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients’ unique needs.

The focus at Kerr Insurance Group is on asset protection and risk management. We utilize a variety of financial tools, including:

Long Term Care Insurance

Life Insurance

Guaranteed Lifetime Income Annuities

For more information, visit our online learning center or contact us directly:

http://www.kerrinsgroup.com/learning_center.cfm

Joe Neal Kerr Owner; Kerr Insurance Group, LLC Registered Representative offering securities through NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency jnkerr@kerrinsgroup.com ofc: 512-494-6644 cell: 512-845-5319 fax: 888-349-2012 www.kerrinsgroup.com Kerr Insurance Group, LLC is not owned or operated by NYLIFE Securities or its affiliates.